» Personal Finance

Tax advice of the week: Give your grandchild a bare trust

admin — Tue, 07 Feb 2012 01:52:55 +0000

Tax advice of the week: Give your grandchild a bare trust

A bare trust allows you to earn up to £250,000 tax free for your grandchild through any investment.

Just how much is financial advice worth?

admin — Tue, 07 Feb 2012 01:51:34 +0000

Just how much is financial advice worth?

Financial advisers are shocked at how much the public thinks they're worth. But do they do enough to prove it? asks Merryn Somerset Webb.

Boost Your Retirement Fund One Dollar at a Time

Robbie Bainer — Mon, 30 Jan 2012 08:44:11 +0000

Boost Your Retirement Fund One Dollar at a Time

Are your retirement days closer than you think? Have you been saving money in a retirement fund but know that you will need a lot more to survive? Why not boost your retirement fund with spare change and valuable coins? By that I mean why not begin collecting all the change you receive back from cashiers after you buy something? As well, you could start a coin collection of valuable coins.

Equity release is a very pricey subprime loan

admin — Fri, 27 Jan 2012 18:44:08 +0000

Equity release is a very pricey subprime loan

Equity release may sound like a great way to unlock some of the value tied-up in your home. But it's far more expensive than you may have realised, says Merryn Somerset Webb - especially when there's a cheaper way of doing it.

Tax advice of the week: Take out an offset mortgage

admin — Fri, 27 Jan 2012 18:42:51 +0000

Tax advice of the week: Take out an offset mortgage

Offsetting your savings against your mortgage could save you hundreds of pounds in mortgage repayments.

Should you switch energy suppliers?

admin — Sat, 21 Jan 2012 14:34:11 +0000

Should you switch energy suppliers?

Energy suppliers may have taken a chunk out of our bills recently - but we're still paying far more than a year ago, says Merryn Somerset Webb. So, how can you get the best deal?

Tax advice of the week: Transfer to a foreign bank account

admin — Sat, 21 Jan 2012 14:30:48 +0000

Tax advice of the week: Transfer to a foreign bank account

Capital gains from foreign currency bank accounts will soon be tax free.

What to consider before you divorce

admin — Fri, 13 Jan 2012 08:50:45 +0000

What to consider before you divorce

More divorces are initiated after the Christmas holidays than at any other time of year. And while there’s no such thing as a good divorce, there are ways to make your break up unpleasant rather than downright nasty.

Tax advice of the week: Reclaim higher-rate pension tax relief

admin — Fri, 13 Jan 2012 08:50:42 +0000

Tax advice of the week: Reclaim higher-rate pension tax relief

Higher-rate taxpayers contributing to pensions should ensure they reclaim the full pension tax relief they’re due.

How to achieve your New Year resolutions

admin — Sat, 07 Jan 2012 04:25:46 +0000

How to achieve your New Year resolutions

Another New Year. Another resolution