As Richard Branson’s Virgin Money acquires half of Northern Rock, can we expect some real innovation in the high-street banking sector, and value-for-money products? Simon Wilson investigates.
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Virgin takes on high-street banking with Northern Rock buyout
Shoppers in America can save up to 90% off their grocery bills by collecting money-saving coupons. If you want to save money, you should do the same. Merryn Somerset Webb explains how.
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Cut your bills with ‘extreme couponing’
Gemma Swinglehurst rounds up the week’s personal finance news, including the best savings rates around at the moment.
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Act fast to grab the best bank rates
Research and development relief is often overlooked, but the R&D tax break is worth twice as much as other tax reliefs.
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Tax advice of the week: Don’t overlook R&D relief
The government is cutting the subsidised ‘feed-in tariffs’ paid to households with solar panels fitted, making them even less attractive, says Merryn Somerset Webb.
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Why we are wary of solar panels
With most property purchases taking months to complete, anyone hoping to take advantage of the stamp duty break for first-time buyers should get their skates on.
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Tax advice of the week: Buy a property
If you have a drawer full of old European currencies, you have until February to cash them in. Jessica Furse explains, and rounds up the rest of the week’s personal finance news.
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Cash in your francs and liras now
If you’ve not been declaring all your income for tax purposes, watch out. HMRC is to produce a ‘hit list’ of people it wants to go after, and you could be on it.
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Beware this crackdown on undeclared tax
Jessica Furseth looks at the best credit card deals for Christmas, and rounds up the rest of the week’s personal finance news.
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The best credit cards for Christmas
Even if you don’t have any staff, or if there are just a handful of you, you can still qualify for a ‘tax-free knees-up’ at Christmas.
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Tax advice of the week: Throw a Christmas party