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Financial View

Tax advice of the week: Give your grandchild a bare trust

A bare trust allows you to earn up to £250,000 tax free for your grandchild through any investment.

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Tax advice of the week: Give your grandchild a bare trust

Just how much is financial advice worth?

Financial advisers are shocked at how much the public thinks they’re worth. But do they do enough to prove it? asks Merryn Somerset Webb.

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Just how much is financial advice worth?

Boost Your Retirement Fund One Dollar at a Time

Are your retirement days closer than you think? Have you been saving money in a retirement fund but know that you will need a lot more to survive? Why not boost your retirement fund with spare change and valuable coins? By that I mean why not begin collecting all the change you receive back from cashiers after you buy something? As well, you could start a coin collection of valuable coins.

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Equity release is a very pricey subprime loan

Equity release may sound like a great way to unlock some of the value tied-up in your home. But it’s far more expensive than you may have realised, says Merryn Somerset Webb – especially when there’s a cheaper way of doing it.

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Equity release is a very pricey subprime loan

Tax advice of the week: Take out an offset mortgage

Offsetting your savings against your mortgage could save you hundreds of pounds in mortgage repayments.

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Tax advice of the week: Take out an offset mortgage

Should you switch energy suppliers?

Energy suppliers may have taken a chunk out of our bills recently – but we’re still paying far more than a year ago, says Merryn Somerset Webb. So, how can you get the best deal?

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Should you switch energy suppliers?

Tax advice of the week: Transfer to a foreign bank account

Capital gains from foreign currency bank accounts will soon be tax free.

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Tax advice of the week: Transfer to a foreign bank account

What to consider before you divorce

More divorces are initiated after the Christmas holidays than at any other time of year. And while there’s no such thing as a good divorce, there are ways to make your break up unpleasant rather than downright nasty.

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What to consider before you divorce

Tax advice of the week: Reclaim higher-rate pension tax relief

Higher-rate taxpayers contributing to pensions should ensure they reclaim the full pension tax relief they’re due.

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Tax advice of the week: Reclaim higher-rate pension tax relief

How to achieve your New Year resolutions

Another New Year. Another resolution

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How to achieve your New Year resolutions

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