Are your retirement days closer than you think? Have you been saving money in a retirement fund but know that you will need a lot more to survive? Why not boost your retirement fund with spare change and valuable coins? By that I mean why not begin collecting all the change you receive back from cashiers after you buy something? As well, you could start a coin collection of valuable coins.
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Equity release may sound like a great way to unlock some of the value tied-up in your home. But it’s far more expensive than you may have realised, says Merryn Somerset Webb – especially when there’s a cheaper way of doing it.
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Equity release is a very pricey subprime loan
Offsetting your savings against your mortgage could save you hundreds of pounds in mortgage repayments.
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Tax advice of the week: Take out an offset mortgage
Energy suppliers may have taken a chunk out of our bills recently – but we’re still paying far more than a year ago, says Merryn Somerset Webb. So, how can you get the best deal?
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Should you switch energy suppliers?
Capital gains from foreign currency bank accounts will soon be tax free.
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Tax advice of the week: Transfer to a foreign bank account
More divorces are initiated after the Christmas holidays than at any other time of year. And while there’s no such thing as a good divorce, there are ways to make your break up unpleasant rather than downright nasty.
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What to consider before you divorce
Higher-rate taxpayers contributing to pensions should ensure they reclaim the full pension tax relief they’re due.
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Tax advice of the week: Reclaim higher-rate pension tax relief
Another New Year. Another resolution
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How to achieve your New Year resolutions
Avoid all the hassle of reimbursing mountains of employees’ expenses receipts by using a ‘scale rate payment’ instead.
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Tax advice of the week: Do away with expense claims
If you still don’t know what to get for that special someone this Christmas, don’t panic. Merryn Somerset Webb tips five ideas for last-minute gifts that keep on giving.
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Five last-minute Christmas presents